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What Does Home Insurance Actually Cover? A Guide for Albertans
One of the biggest questions homeowners ask is: What does home insurance actually cover?

Mike Hart
May 9, 20254 min read


Why Your Home Insurance Is Up $1,000 This Year — And What You Can Do About It
Home insurance rates are climbing across Alberta, and many homeowners are seeing increases of $1,000 or more—often without clear explanation. In this post, we break down what’s driving the spike, what coverage you might be losing, and what you can actually do to protect your home and your wallet.

Mike Hart
Apr 21, 20252 min read


Protecting Your Ride: The Most Stolen Vehicles in Canada and Alberta (2024)
Alberta's most stolen vehicles revealed! Learn why thieves target them & how to protect your ride.

Mike Hart
Feb 5, 20253 min read


Alberta Auto Insurance: Navigating the Uncertainty of Upcoming Reforms
Explore Alberta's proposed auto insurance reforms, including the shift to a care-based model and the uncertain future of the grid system

Mike Hart
Jan 24, 20253 min read


A Season of Gratitude: Celebrating Thanksgiving with Community and Safety in Mind
Reflect on blessings & protect what matters this Thanksgiving. Join us in celebrating community and safety. 🍁 #ThanksgivingPreparednes

Mike Hart
Oct 11, 20242 min read


The Crucial Role of Photographing Your Home Contents for Insurance Claims
Why Every Detail Matters – Even the Underwear in Your Drawer Insurance often feels like one of those background elements of adult...

Mike Hart
Sep 19, 20242 min read


Understanding Insurance Deductibles: Bigger Isn't Always Better
Raising your deductible can lower premiums, but are you ready for the risk? Learn why bigger isn't always better in our latest post. #Insura

Mike Hart
Sep 18, 20242 min read


The Importance of Umbrella Liability Insurance
Protect your family beyond standard coverage with umbrella liability insurance. Ensure peace of mind against unexpected accidents

Mike Hart
Sep 16, 20242 min read


Home Insurance Riders Decoded: Your Ultimate Guide to Comprehensive Coverage
As a homeowner, safeguarding your sanctuary is non-negotiable. Having a robust home insurance policy in place is the first step towards...

Mike Hart
Sep 9, 20243 min read


The Importance of SEF 43 – Limited Waiver of Depreciation Endorsement
SEF 43 Limited Waiver of Depreciation could save you thousands in case of an accident with your new vehicle.

Mike Hart
Sep 5, 20242 min read


Alberta Water Leak Damage Coverage: What Homeowners Need to Know
Slow water damage is usually excluded in Alberta home insurance, but new coverage is now available. Contact Mike Hart at Switch Insurance!
mhart792
Aug 6, 20243 min read


Meet Travis Oviatt: The Rising Star at Switch Insurance
At Switch Insurance, we're always on the lookout for passionate and dedicated professionals who bring fresh perspectives and unwavering...
mhart792
May 21, 20242 min read


Motorcycle Insurance Without a Class 6 License? No Problem with Switch Insurance!
Motorcycle Insurance Made Easy, Regardless of Your Experience

Mike Hart
Apr 17, 20242 min read


Streamlining Insurance in Alberta: How Switch Insurance Makes the Process Easy
At Switch Insurance, we understand that time is precious, which is why we've simplified the insurance process from start to finish....

Mike Hart
Apr 9, 20242 min read


How Much Content Coverage Do I Need?: A Personal Account of Undervalued Possessions
How much content coverage do you need? Delve into real-life experiences shared by our seasoned broker, Mike Hart

Mike Hart
Jan 23, 20241 min read


Side Gig Realities: Unveiling Insurance Gaps That Could Leave You Unprotected
Knowledge is your compass in ensuring you stay protected on every delivery journey. Dive in for a closer look!

Mike Hart
Jan 17, 20242 min read


Dive Deep: Understanding the Depths of Water Coverages for Your Home
Water – a life-giving force, but when it invades your home unexpectedly, it can turn into a costly nightmare. That's why having the right...
mhart792
Jan 16, 20242 min read


Brrr… It's Cold Out Here! Navigating the Freeze: Winter Days, Insurance Haze
Hey there, winter warriors! Mike, your trusty insurance guru, here to chat about the bone-chilling weather that has Sherwood Park wrapped...
mhart792
Jan 12, 20242 min read


The 10 Most Snatchable Cars in Alberta: A Guide to Savvy Insurance Picks
Hey there, fellow Albertans! Mike here, your friendly neighborhood insurance whiz. Today, let's chat about something important – the top...
mhart792
Jan 8, 20242 min read
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