Ask Mike
Insurance questions from the rink, answered in plain language.
Ask Mike gives hockey families a private way to ask a local insurance broker a question.
Your question will not be posted publicly. Mike will respond directly using the contact information you provide.
No sales pitch. No insurance jargon. Just a straightforward answer from a fellow hockey parent and local broker.
By submitting, you agree to be contacted by Mike Hart and his team at Switch Insurance in Sherwood Park to answer your question. Please do not include policy numbers, driver’s licence information, banking details, claim documents or other sensitive information.
Frequently Asked Questions
Q: Is hockey equipment covered if it is stolen from my vehicle?
A: Auto insurance generally covers the vehicle, not personal belongings inside it. Coverage may instead come from a home, condo or tenant policy, subject to the deductible and policy terms.
Q: Am I covered when driving players to games and tournaments?
A: Ordinary unpaid carpooling is generally different from carrying passengers for compensation. Make sure your broker knows how the vehicle is used and that your liability limit is adequate.
Q: Does provincial health coverage cover hockey trips outside Alberta?
A: It may not cover every expense, especially outside Canada. Travel medical insurance can still matter for tournaments and family trips.
About Mike
Mike Hart was born and raised in Sherwood Park and Strathcona County and has worked in insurance since 2003. He is a local hockey parent and the Broker/Owner of Switch Insurance in Sherwood Park.